Providing Comprehensive & Innovative Insurance Solutions for Education Risks & Beyond
We are passionate about our clients’ success in the areas of employee benefits, property and casualty, risk management and wealth management.
PRODUCTS & SERVICES
Our Areas of Expertise
Property and Casualty
Products, tools and services that help you mitigate risk, control costs and protect what matters most.
Business Insurance
Personal Insurance
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Employee Benefits
Optimized solutions to help grow and protect your business.
Personal partnerships in finance, compliance, technology, communications and more.
National collaboration across market segments, industries and practice areas.
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HR Consulting Services
Meaningful well-being programs improve attraction and retention
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News
P&C Market Update: U.S. Insurance Industry Shows Greater Stability and Moderating Rate Increases
Deerfield, IL (July 23, 2025) — Alera Group’s 2025 Property and Casualty Market Update, building on insights from its annual December Market Outlook and real-time industry data, highlights continued stabilization in the U.S. insurance market and signs of softening following several years of significant rate increases.
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Alera Group’s 2025 Healthcare and Employee Benefits Benchmarking Report: Employers Face Ongoing Cost Pressures, Shift Plan Design and Funding Strategies
Sixth annual report reveals growth in level-funding, supplemental benefits, and pharmacy cost controls
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Alera Group Releases 2025 Mental Health Awareness Toolkit to Support Employee Wellbeing and Connection
To mark the start of Mental Health Awareness Month, Alera Group, a top national insurance and financial services firm, has published its 2025 Mental Health Awareness Toolkit.
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THOUGHT LEADERSHIP
Insights
Employee Benefits
Legal Alert: IRS Issues Affordability Percentage Adjustment for 2026
The Internal Revenue Service (IRS) has released Rev. Proc. 2025-25, which contains the inflation adjusted amounts for 2026 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program.
July 23, 2025
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Employee Benefits
Legal Alert: Enforcement of the HIPAA Reproductive Health Care Privacy Rule Vacated Nationwide
On June 18, 2025, a federal district court in Texas vacated a significant portion of the HIPAA Privacy Rule to Support Reproductive Health Care Privacy (“Final Rule”), which was implemented on April 24, 2024, on a nationwide basis. The Final Rule, which was implemented in response to the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization (effectively overturning Roe v. Wade), was intended to protect the ability of individuals to receive reproductive health care when the care is provided lawfully under the circumstances without risk of an individual’s identity or health information being disclosed for purposes of state criminal, civil or administrative investigations (or for imposing liability related to lawfully providing or obtaining reproductive healthcare).
July 21, 2025
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Employee Benefits
Legal Alert: Employee Benefits Provisions in the One Big Beautiful Bill Act
On July 3, 2025, Congress passed a reconciliation bill (the “Reconciliation Act”) previously named the One Big Beautiful Bill Act, but subsequently redesignated “An Act to provide for reconciliation pursuant to title II of H. Con. Res. 14.”
July 8, 2025
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