Of the two main types of life insurance, permanent and term, only permanent is usually a significant part of a divorce settlement.
Permanent life insurance — whether whole life or universal... Read more »
The cost of providing health insurance for employees and their families is expected to be five percent higher this year than in 2019.
The National Business Group on Health estimates that the... Read more »
Workplace discrimination takes many forms, but sound policies and procedures can reduce the occurrences.
The U.S. Equal Employment Opportunity Commission (EEOC) reported that in 2018 it resolved... Read more »
Employers who offer benefits to spouses must also offer them to same-sex couples though there are exceptions.
The U.S. Supreme Court ruled in 2015 that the rights of same-sex couples are protected... Read more »
The Internal Revenue Service (IRS) has made it easier for employees to make withdrawals from their retirement plans during the time of hardship. The IRS also made it easier for employees to rebuild... Read more »
Providing employees the opportunity to purchase dental insurance is not enough. Employee education is an important element when you offer voluntary benefits.
A 2019 survey by the National... Read more »
The expansion of presumption laws is just one of the predictions made by speakers at a recent workers’ comp conference.
Medical billing fraud, presumption laws, drug formularies, medical... Read more »
Here’s a look at the advantages and disadvantages.
Many employers offer employees access to indemnity health insurance as a way to fill gaps in their health coverage. Now, as heath care plan... Read more »
The material contained in this web site is provided solely for informational purposes. Nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. This is not, and should not be construed as an offer or solicitation to sell any product or any other insurance related instrument or solicitation to conduct insurance business in any jurisdiction. Information and services on this site shall not be deemed to constitute advice for insurance or benefit purposes.
The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by Austin & Co., Inc. For complete details and important exclusions, please refer to policy documentation. It is also not to be deemed the rendering of legal or insurance advice. If legal advice is sought, contact an attorney. Please do not send Austin & Co., Inc. information that you consider confidential. Information that is transmitted by e-mail over the Internet is not secure and can be intercepted and read by other Internet users. Additionally, Austin & Co., Inc. will not use e-mail to transmit responses that contain private or confidential data on an individual. No coverage can be bound or altered nor can any claim be reported via this website, e-mail, social media or voicemail.
Despite the efforts of Austin & Co., Inc. to provide accurate information, it is not possible to completely ensure that all information is constantly correct. The information on this website is not guaranteed to be correct, complete or up-to-date. Austin & Co., Inc. assumes no responsibility for errors or emissions in the materials on this web site. This web site may contain links to websites not maintained by Austin & Co., Inc. Any links to non-Austin & Co., Inc. sites are provided as a courtesy. Austin & Co., Inc. is not responsible for the contents of any linked site or any link contained in a linked site, nor does inclusion of a link in this web site imply recommendation, approval or endorsement of the site by Austin & Co., Inc. No materials on this site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without the prior written permission.
Please contact us if you have any questions about the terms under which this site is operated, or call us with any questions.